:root{--navy:#071b31;--deep:#0b2b50;--blue:#1769c2;--royal:#237dd8;--sky:#eaf4ff;--ink:#0d1926;--muted:#5f6d7c;--line:#dce4ec;--white:#fff;--green:#18785b;--orange:#dc7b16;--shadow:0 24px 70px rgba(5,27,50,.14)}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:86px}body{margin:0;color:var(--ink);background:#fff;font-family:Manrope,Arial,sans-serif;font-size:16px;line-height:1.6}a{color:inherit;text-decoration:none}img{display:block;max-width:100%}.skip{position:fixed;z-index:1000;left:16px;top:-80px;background:#fff;padding:10px 16px}.skip:focus{top:12px}.site-header{position:sticky;z-index:100;top:0;background:rgba(255,255,255,.95);backdrop-filter:blur(18px);border-bottom:1px solid rgba(220,228,236,.8)}.header-inner{max-width:1440px;height:84px;margin:auto;padding:0 4vw;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:13px}.brand-mark{position:relative;display:grid;place-items:center;width:60px;height:45px;border:2px solid var(--blue);transform:skew(-10deg);overflow:hidden}.brand-mark:before{content:"";position:absolute;width:75px;height:2px;background:var(--blue);transform:rotate(-25deg);top:9px}.brand-mark span{font:800 22px/1 Space Grotesk;letter-spacing:-2px;transform:skew(10deg);color:var(--navy)}.brand-name{font:800 14px/1.1 Space Grotesk;letter-spacing:.08em}.brand-name small{display:block;font:700 8px/1.3 Manrope;letter-spacing:.16em;color:var(--blue);margin-top:5px}.nav{display:flex;align-items:center;gap:26px;font-weight:700;font-size:14px}.nav>a:not(.button){position:relative}.nav>a:not(.button):after{content:"";position:absolute;left:0;right:100%;bottom:-8px;height:2px;background:var(--royal);transition:.25s}.nav>a:not(.button):hover:after{right:0}.nav-phone{color:var(--blue)}.button{display:inline-flex;align-items:center;justify-content:center;gap:12px;padding:15px 23px;background:var(--royal);color:#fff;border:1px solid var(--royal);font-weight:800;font-size:14px;line-height:1.2;transition:.22s}.button:hover{background:#0f5da9;border-color:#0f5da9;transform:translateY(-2px)}.button-small{padding:12px 17px}.menu-button{display:none;background:none;border:0;padding:10px}.menu-button span{display:block;width:24px;height:2px;background:var(--ink);margin:5px}.hero{position:relative;min-height:710px;display:grid;align-items:center;overflow:hidden;background:var(--navy)}.hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,20,38,.96) 0%,rgba(5,25,48,.88) 35%,rgba(5,26,47,.22) 69%,rgba(5,24,42,.08) 100%)}.hero-content{position:relative;z-index:2;width:min(1440px,92vw);margin:auto;padding:90px 0 55px;color:#fff}.eyebrow{margin:0 0 16px;text-transform:uppercase;letter-spacing:.17em;color:var(--blue);font:800 12px/1.2 Manrope}.eyebrow.light{color:#83bff8}.hero h1{max-width:780px;margin:0;font:600 clamp(48px,6vw,88px)/.97 Space Grotesk;letter-spacing:-.055em}.hero h1 em{font-style:normal;color:#6fb2f3}.hero-copy{max-width:620px;margin:28px 0 0;color:#dce9f5;font-size:18px;line-height:1.7}.hero-actions{display:flex;align-items:center;gap:28px;margin-top:35px}.text-link{font-weight:800;font-size:14px}.light-link{color:#fff}.hero-proof{display:flex;gap:0;margin-top:66px}.hero-proof div{display:flex;flex-direction:column;min-width:165px;padding:0 26px;border-left:1px solid rgba(255,255,255,.25)}.hero-proof div:first-child{padding-left:0;border-left:0}.hero-proof strong{font:600 24px Space Grotesk}.hero-proof span{color:#adc0d3;font-size:12px;margin-top:4px}.trust-strip{min-height:82px;padding:22px 4vw;display:flex;align-items:center;justify-content:center;gap:28px;border-bottom:1px solid var(--line);font-size:12px;letter-spacing:.12em}.trust-strip span{color:#8491a0;font-weight:800}.trust-strip strong{font-weight:800}.trust-strip i{width:4px;height:4px;border-radius:50%;background:var(--royal)}.section{padding:110px max(4vw,calc((100vw - 1320px)/2))}.section-intro{max-width:820px;margin:0 auto 55px;text-align:center}.section-intro.narrow{max-width:760px}.section-intro h2,.section-heading-row h2,.report-copy h2,.about h2,.agent-copy h2,.closing-cta h2{margin:0;font:600 clamp(38px,4vw,60px)/1.05 Space Grotesk;letter-spacing:-.04em}.section-intro>p:last-child{color:var(--muted);font-size:17px}.service-guide{background:#f7f9fc}.path-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.path-card{display:flex;flex-direction:column;min-height:430px;padding:30px;background:#fff;border:1px solid var(--line);box-shadow:0 14px 30px rgba(8,34,63,.04);transition:.25s}.path-card:hover{transform:translateY(-7px);box-shadow:var(--shadow);border-color:#aaccee}.path-number{font:600 40px Space Grotesk;color:#c6d3df}.pill{align-self:flex-start;margin:24px 0 18px;padding:6px 10px;background:var(--sky);color:var(--blue);font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.path-card h3{margin:0;font:600 25px/1.25 Space Grotesk;letter-spacing:-.025em}.path-card p{color:var(--muted);font-size:15px}.path-bottom{display:flex;align-items:center;justify-content:space-between;margin-top:auto;padding-top:24px;border-top:1px solid var(--line)}.path-bottom strong{font:600 24px Space Grotesk}.path-bottom a{font-weight:800;color:var(--blue);font-size:13px}.report-section{display:grid;grid-template-columns:1fr 1fr;gap:9vw;align-items:center;background:#fff}.report-visual{position:relative;min-height:680px}.report-sheet{position:absolute;width:390px;height:570px;background:#fff;border:1px solid #dbe4ed;box-shadow:var(--shadow)}.report-sheet.back{top:70px;left:85px;transform:rotate(5deg);background:#e9f0f7}.report-sheet.front{top:20px;left:40px;transform:rotate(-3deg);padding:24px;overflow:hidden}.report-head{display:flex;justify-content:space-between;align-items:center;border-bottom:3px solid var(--blue);padding-bottom:14px}.mini-logo{font:800 24px Space Grotesk;color:var(--blue)}.report-head small{font-size:9px;font-weight:800}.report-photo{height:215px;margin-top:16px;overflow:hidden}.report-photo img{width:100%;height:100%;object-fit:cover}.report-address{display:flex;flex-direction:column;padding:14px 0;border-bottom:1px solid var(--line);font-size:12px}.report-address span{color:var(--muted)}.report-status{margin-top:14px;padding:14px;background:#e8f7f1;display:flex;flex-direction:column;font-size:9px}.report-status strong{margin-top:5px;color:var(--green);font-size:15px}.report-rows{display:grid;gap:9px;margin-top:18px}.report-rows i{height:9px;background:#e7edf3}.report-rows i:nth-child(2){width:85%}.report-rows i:nth-child(3){width:60%}.visual-note{position:absolute;z-index:3;padding:12px 15px;background:var(--navy);color:#fff;box-shadow:var(--shadow);font-weight:700;font-size:12px}.note-one{top:135px;right:-10px}.note-two{left:0;bottom:75px;background:var(--royal)}.report-copy>p:not(.eyebrow){color:var(--muted);font-size:17px}.check-list{list-style:none;margin:35px 0;padding:0;display:grid;gap:20px}.check-list li{display:flex;gap:15px}.check-list li>span{display:grid;place-items:center;flex:0 0 26px;height:26px;background:#e5f5ee;color:var(--green);border-radius:50%;font-weight:800}.check-list div{display:flex;flex-direction:column}.check-list small{color:var(--muted);font-size:13px}.dark-button{background:var(--navy);border-color:var(--navy)}.fine-print{font-size:11px!important;line-height:1.5;margin-top:20px}.services{background:var(--navy);color:#fff}.section-heading-row{display:flex;justify-content:space-between;align-items:end;gap:60px;margin-bottom:50px}.section-heading-row>p{max-width:480px;color:#adc0d3;margin:0}.service-list{border-top:1px solid rgba(255,255,255,.18)}.service-list a{display:grid;grid-template-columns:60px 1fr 150px 40px;align-items:center;gap:20px;padding:28px 8px;border-bottom:1px solid rgba(255,255,255,.18);transition:.2s}.service-list a:hover{background:rgba(255,255,255,.06);padding-left:18px}.service-list span{color:#6f90ae;font:600 14px Space Grotesk}.service-list h3{margin:0;font:600 24px Space Grotesk}.service-list p{margin:5px 0 0;color:#9fb3c7;font-size:14px}.service-list strong{font-size:14px;color:#c9ddf0}.service-list b{font-size:22px;color:#76b8f4}.agent-section{padding:105px 4vw;background:linear-gradient(135deg,#1168bf,#083b73);color:#fff;overflow:hidden}.agent-inner{max-width:1320px;margin:auto;display:grid;grid-template-columns:1fr 1fr;gap:10vw;align-items:center}.agent-copy>p:not(.eyebrow){color:#d8e9f8;font-size:17px}.agent-actions{display:flex;align-items:center;gap:25px;margin-top:30px}.white-button{background:#fff;border-color:#fff;color:var(--navy)}.white-button:hover{background:#eaf4ff;border-color:#eaf4ff;color:var(--navy)}.class-stack{position:relative;height:440px}.class-stack article{position:absolute;left:0;right:0;padding:28px;background:#fff;color:var(--ink);box-shadow:0 30px 70px rgba(0,0,0,.2);border-left:5px solid #79bafa}.class-stack article:nth-child(1){top:0;transform:rotate(-2deg)}.class-stack article:nth-child(2){top:145px;left:28px;right:-28px;transform:rotate(1.5deg)}.class-stack article:nth-child(3){top:292px;left:-10px;right:10px;transform:rotate(-1deg)}.class-stack span{font-size:10px;color:var(--blue);font-weight:800;letter-spacing:.1em}.class-stack h3{margin:8px 0 4px;font:600 22px Space Grotesk}.class-stack small{color:var(--muted)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:50px}.steps article{position:relative;padding-top:30px;border-top:3px solid var(--line)}.steps article:before{content:"";position:absolute;top:-3px;left:0;width:33%;height:3px;background:var(--royal)}.steps b{display:grid;place-items:center;width:40px;height:40px;background:var(--sky);color:var(--blue);border-radius:50%;font:700 17px Space Grotesk}.steps h3{font:600 23px Space Grotesk}.steps p{color:var(--muted)}.about{display:grid;grid-template-columns:1fr 1fr;gap:10vw;background:#f3f7fb}.about-copy{font-size:18px;color:var(--muted)}.about-copy strong{color:var(--ink)}.signature{margin-top:40px;color:var(--blue);font:600 20px Space Grotesk}.signature span{display:block;color:var(--muted);font:500 12px Manrope;margin-top:4px}.faq-section{padding:110px max(4vw,calc((100vw - 1040px)/2));background:#fff}.faq-list{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line)}summary{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:25px 0;cursor:pointer;list-style:none;font:600 18px Space Grotesk}summary::-webkit-details-marker{display:none}summary span{font:400 27px Manrope;color:var(--blue);transition:.2s}details[open] summary span{transform:rotate(45deg)}details p{max-width:850px;margin:-8px 0 25px;color:var(--muted)}.closing-cta{padding:85px max(4vw,calc((100vw - 1320px)/2));display:flex;align-items:center;justify-content:space-between;gap:60px;background:var(--blue);color:#fff}.closing-cta>div:first-child{max-width:700px}.closing-cta p:not(.eyebrow){color:#d7eafb}.closing-actions{display:flex;gap:12px;flex-shrink:0}.outline-button{background:transparent;border-color:rgba(255,255,255,.65)}.outline-button:hover{background:rgba(255,255,255,.1);border-color:#fff}footer{position:relative;display:grid;grid-template-columns:2fr repeat(3,1fr);gap:50px;padding:80px max(4vw,calc((100vw - 1320px)/2)) 40px;background:#061525;color:#fff}.brand.invert .brand-mark{border-color:#6eabe5}.brand.invert .brand-mark span{color:#fff}.footer-brand p{max-width:330px;color:#8da3b8;font-size:14px}.invert .brand-name small{color:#70ade7}footer h3{margin:0 0 18px;font:600 14px Space Grotesk;color:#8db6dc;text-transform:uppercase;letter-spacing:.1em}footer>div:not(.footer-brand):not(.copyright){display:flex;flex-direction:column;gap:10px;font-size:13px;color:#b4c4d3}footer a:hover{color:#fff}.copyright{grid-column:1/-1;margin-top:30px;padding-top:25px;border-top:1px solid rgba(255,255,255,.12);color:#6e8295;font-size:11px}.menu-button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid #f5b94c;outline-offset:4px}@media(max-width:1050px){.nav{gap:14px}.nav-phone{display:none}.path-grid{grid-template-columns:1fr}.path-card{min-height:auto}.report-section{grid-template-columns:1fr}.report-visual{width:560px;max-width:100%;margin:auto}.agent-inner{grid-template-columns:1fr}.service-list a{grid-template-columns:45px 1fr 120px 30px}.about{grid-template-columns:1fr}.closing-cta{align-items:flex-start;flex-direction:column}footer{grid-template-columns:2fr 1fr 1fr}.footer-brand{grid-column:1/-1}}@media(max-width:800px){html{scroll-padding-top:70px}.header-inner{height:70px}.brand-mark{width:48px;height:36px}.brand-mark span{font-size:18px}.brand-name{font-size:11px}.menu-button{display:block}.nav{position:fixed;top:70px;left:0;right:0;display:none;flex-direction:column;align-items:stretch;gap:0;padding:15px 5vw 25px;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 15px 30px rgba(0,0,0,.1)}.nav.open{display:flex}.nav a{padding:13px 0}.nav-phone{display:block}.hero{min-height:760px;align-items:end}.hero>img{object-position:64% center}.hero-shade{background:linear-gradient(0deg,rgba(3,17,32,.98) 0%,rgba(4,19,35,.87) 55%,rgba(5,22,40,.18) 100%)}.hero-content{padding:190px 0 38px}.hero h1{font-size:49px}.hero-copy{font-size:16px}.hero-actions{align-items:flex-start;flex-direction:column}.hero-proof{margin-top:45px}.hero-proof div{min-width:0;flex:1;padding:0 12px}.hero-proof strong{font-size:18px}.hero-proof span{font-size:10px}.trust-strip{justify-content:flex-start;overflow-x:auto}.trust-strip>*{flex:0 0 auto}.section,.faq-section{padding-top:75px;padding-bottom:75px}.section-intro{margin-bottom:35px}.section-intro h2,.section-heading-row h2,.report-copy h2,.about h2,.agent-copy h2,.closing-cta h2{font-size:40px}.report-visual{min-height:560px;transform:scale(.83);transform-origin:left top;width:480px;margin-bottom:-90px}.section-heading-row{align-items:flex-start;flex-direction:column;gap:20px}.service-list a{grid-template-columns:35px 1fr 24px;padding:22px 0}.service-list strong{grid-column:2}.service-list b{grid-column:3;grid-row:1/3}.agent-section{padding:75px 5vw}.agent-actions{align-items:flex-start;flex-direction:column}.class-stack{height:450px;margin-top:20px}.steps{grid-template-columns:1fr}.closing-actions{width:100%;flex-direction:column}.closing-actions .button{width:100%}footer{grid-template-columns:1fr 1fr;padding-top:60px}.footer-brand{grid-column:1/-1}}@media(max-width:520px){.brand-name{display:none}.hero h1{font-size:42px}.hero-proof div:nth-child(3){display:none}.report-visual{transform:scale(.65);margin-bottom:-185px}.report-sheet.front{left:5px}.report-sheet.back{left:40px}.visual-note{display:none}.class-stack article{padding:22px}.class-stack h3{font-size:19px}footer{grid-template-columns:1fr}.footer-brand{grid-column:auto}.copyright{grid-column:auto}}